Depending on how your IRA is set up, over a 20 year span some experience preventable losses of around 27.31% every 10 years and a cumulative loss of 37.77% by the 20th year of contributions.
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The Checklist
Foreign Investment
There are many countries around the world that are developing and have varying opportunities. If you find one that fits your preference don't let it go simply because it's not something nearby.
Annuities
Daily expenses always add up, keeping track and making sure that your retirement income can cover all of these without inconveniencing yourself for less stress and more rest.
Insurance & Healthcare
While no one expects to get sick, everyone should prepare for it so they won't become a liability to their loved ones.
Funds & Estate
From life insurance to where you will live and the ease of access as you get older.